Lancaster Mutual Insurance Company offers recently enhanced products for many types of homeowners and their insurance needs. When it comes to a home’s replacement value and protection against severe damage, a replacement cost policy is the most common option to rebuild a home if necessary.
Our new Market Value policy is a perfect option for homeowners who may not desire to rebuild their home and may want to solely insure their investment and the current market value price of the home.
Renters policies are available with many benefits for coverages. They include personal property, liability and additional living expenses. Personal property coverage can help pay to replace belongings if they are stolen or damaged.
Lancaster Mutual Insurance Company also provides a package policy covering property and liability for Mobile Homes occupied as an owner or as a tenant. Many of the coverages offered in the mobile homeowner’s policy are similar to those offered under the homeowner’s policy. Replacement cost is also a unique coverage benefit for eligible mobile homes.
Exclusive coverage options are available for your home based business and bed and breakfast.